Pochi la Biashara is a service that allows individuals who run informal businesses, such as food vendors, kiosk owners, boda-boda operators, and secondhand clothes dealers, to register with M-PESA. This registration enables them to receive and manage business funds separately from personal funds within their M-PESA account.
How To Register for Pochi La Biashara
To opt-in to the Pochi la Biashara service, customers can use their M-PESA registered line. Currently, opt-in is only available via the USSD option *334#. To do this, follow the steps below:
1. Dial *334# using your M-PESA registered line
2. Select Pochi La Biashara
3. Choose to join Pochi and accept the terms and conditions
4. From the menu provided, select your business category
Withdraw Money From Pochi La Biashara
The Pochi merchant can withdraw funds at an M-PESA agent by dialing *334#, selecting Pochi la Biashara, selecting Withdraw Cash, entering Agent Number, Store Number, Amount and M-PESA PIN.
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Send Money From Pochi La Biashara
Merchants can send money to a mobile number via the M-PESA App or USSD.
To send money using the M-PESA App, merchants need to follow these steps:
1. Launch the M-PESA App.
2. Click on the icon at the top left corner of the screen.
3. Select “Pochi la Biashara”.
4. Click on “Pay”.
5. Select “Mobile Number”.
6. Enter the recipient’s mobile number.
7. Enter the amount you want to send.
8. Enter your M-PESA PIN.
To send money using USSD, merchants need to follow these steps:
1. Dial *334#.
2. Select “Pochi La Biashara”.
3. Select “Send Money”.
4. Select “Send Money” again.
5. Enter the recipient’s mobile number.
6. Enter the amount you want to send.
7. Enter your M-PESA PIN.
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How to Pay with Pochi La Biashara
To make payments to a Pochi la Biashara merchant, customers can follow these procedures:
1. On M-PESA App:
– Log into the M-PESA App
– Select Pochi la Biashara
– Enter the Pochi Mobile Number
– Key the Amount to pay
– Enter M-PESA PIN
2. On *334# menu:
– Dial *334#
– Select Send Money
– Select Pochi la Biashara
– Enter the Pochi Phone Number
– Key Amount
– Enter M-PESA PIN
3. Using the SIM Toolkit (Safaricom) Menu:
– Open the Safaricom Menu
– Select M-PESA
– Select Lipa na M-PESA
– Key the Pochi Phone Number
– Enter Amount
– Enter M-PESA PIN